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Simple pricing for everyday business finance

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Start with what you need today. Add more as your business grows.

Small & growing businesses

Accounting

Accounting software for UK small businesses.

Keep invoicing, manual bank reconciliation, digital tax records and reporting together, then add automation, payroll and deeper financial control as the business grows.

Launch Flow Thrive Practice
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Plans for Just me. The recommended starting point is highlighted.

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Recommended for you

Sole traders & small businesses

Launch

Essentials for digital records, invoicing, expenses and everyday bookkeeping without a live bank connection.

Free forever no monthly subscription fee
Start free
What you get
  • Up to 10 invoices per month
  • 30-day cash-flow forecast
  • Invoices and quotes
  • Digital tax records
  • Expenses and mileage
See plan limits and terms

Includes expenses for up to 5 users.

No live bank feeds: Open Banking is not included on the free plan. Use manual/CSV bookkeeping instead.

Businesses ready to automate admin

Flow

Automate bookkeeping, receipt capture, imported transaction matching and recurring finance work.

First month free £0 for the first month Then £15.00 per month. Cannot be combined with an introductory discount.
Buy now Get one month free
What you get
  • Unlimited invoices
  • 30-day cash-flow forecast
  • Invoices and quotes
  • Manual bank reconciliation
  • Automatic reconciliation
See plan limits and terms

Includes expenses for up to 1 user.

Popular choice

Growing businesses using AI-guided finance

Thrive

Add deeper automation, payroll, 90-day forecasting and finance insight for a growing team.

First month free £0 for the first month Then £35.00 per month. Cannot be combined with an introductory discount.
Buy now Get one month free
What you get
  • Unlimited invoices
  • 90-day cash-flow forecast
  • Invoices and quotes
  • Manual bank reconciliation
  • Automatic reconciliation
See plan limits and terms

Teams needing advanced financial control

Practice

Run a broader finance function with advanced reporting, controls, projects, multi-currency and deeper analysis.

First month free £0 for the first month Then £99.00 per month. Cannot be combined with an introductory discount.
Buy now Get one month free
What you get
  • Unlimited invoices
  • Invoices and quotes
  • Manual bank reconciliation
  • Automatic reconciliation
  • Open Banking bank feeds
See plan limits and terms

Includes payroll for up to 1 employee.

Additional employees: £1.50 per employee per month.

Includes expenses for up to 1 user.

Cherry Money supports digital VAT records and VAT preparation. Direct HMRC filing is unavailable pending production access.

Bank feeds: paid plans may support bank connections when the relevant provider access is enabled. Free plans use manual or CSV bookkeeping.

The complete picture

Compare all Accounting features

See what each plan includes, its allowances and what is still planned. Planned and unavailable features are not included in your purchase.

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Accounting features and plan allowances
FeaturesLaunchFlowThrivePractice
Invoicing & everyday bookkeeping
Invoices and quotes Included Included Included Included
Sales invoices per month 10 / month Unlimited Unlimited Unlimited
Quotes per month 20 / month Unlimited Unlimited Unlimited
Supplier bills and purchases Not included Included Included Included
Supplier bills per month Not included Unlimited 10 / month Unlimited
Expenses and mileage Included Included Included Included
Expense users included 5 1 0 1
Additional expense user / month Not specified Not specified Not specified £2.50
Receipt and invoice capture Not included Included Included Included
Banking & payments
Manual / CSV reconciliation Not included Included Included Included
Automatic transaction matching Not included Included Included Included
Open Banking bank feeds Paid plans only Not includedSubject to supported banks and production provider access. IncludedSubject to supported banks and production provider access. IncludedSubject to supported banks and production provider access.
Domestic bill payment allowance 10 0 -1 5
Additional domestic bill payment Not specified Not specified £0.20 £0.20
International bill payments Not included Not included Not included Included
International payment fees apply Not included Not included Not included Not included
Tax records & preparation
Digital tax records Included Included Included Included
VAT return preparation Not included Not included Not included Included
Direct HMRC filing UnavailablePending production access. Preparation remains available where included. UnavailablePending production access. Preparation remains available where included. UnavailablePending production access. Preparation remains available where included. UnavailablePending production access. Preparation remains available where included.
Insights, AI & financial control
Ask Cherry usage allowance UnlimitedUsage is subject to the plan allowance. UnlimitedUsage is subject to the plan allowance. UnlimitedUsage is subject to the plan allowance. UnlimitedUsage is subject to the plan allowance.
Cash-flow forecast 30 days 30 days 90 days Not included
Performance graphs Not included Not included Included Included
Financial health scorecards Not included Not included Included Included
Custom dashboards Not included Not included Not included Included
KPI and ratio analysis Not included Not included Not included Included
Multiple currencies Not included Not included Not included Included
Project tracking Not included Not included Not included Included
People, payroll & time
Payroll processing Not included Not included Included Included
Payroll employees included 0 0 0 1
Additional payroll employee / month Not specified Not specified £1.50 £1.50
Core HR and employee records Requires Payroll Requires Payroll Included with Payroll Included with Payroll
Leave requests, balances and approvals Requires Payroll Requires Payroll Included with Payroll Included with Payroll
Weekly timesheets and approvals Requires Payroll Requires Payroll Included with Payroll Included with Payroll
Shift scheduling Requires Payroll Requires Payroll Included with Payroll Included with Payroll
Performance reviews and goals PlannedNot included in the current subscription. PlannedNot included in the current subscription. PlannedNot included in the current subscription. PlannedNot included in the current subscription.
Employee leave and timesheet self-service Requires Payroll Requires Payroll Included with Payroll Included with Payroll
Sole Trader Accounting Payroll Business