Cherry Money comparison
Compare Billdu Invoice Maker Lite, Standard and Premium with Cherry Money’s free Sole Trader plan, including invoicing, quotes, expenses, client limits and UK bookkeeping.
Invoice makers compared
Billdu is built around creating and managing invoices, especially on mobile. Cherry Money combines invoicing with business records and finance workflows. Compare the actual plans before choosing.
£0 / month
Check current plan details for invoice and quote availability; the published plan must enable those features. Live bank feeds are not included unless explicitly shown in your chosen plan.
See Cherry Money plans7-day trial then paid subscription
Lite, Standard and Premium each include unlimited invoices and expense tracking. Standard and Premium add unlimited quotes and estimates, with higher client limits.
Check Billdu pricingFeatures & allowances
Cherry Money figures follow the published Sole Trader free plan. Billdu details refer to the Invoice Maker subscription, not its separate free online invoice generator.
| Feature | Cherry Money Sole Trader Free |
Billdu Lite |
Billdu Standard |
Billdu Premium |
|---|---|---|---|---|
| Ongoing free subscription | Yes · £0/month | No · 7-day trial | No · 7-day trial | No · 7-day trial |
| Monthly cost (UK) | £0 | £6.99 | £12.99 | £23.99 |
| Invoices | Check current plan details | Unlimited | Unlimited | Unlimited |
| Quotes and estimates | Check current plan details | Not in Lite | Unlimited | Unlimited |
| Client allowance | Check current plan details | 10 clients | 50 clients | Unlimited |
| Expense tracking | Check current plan details | Unlimited expenses | Unlimited expenses | Unlimited expenses |
| Payment reminders | Check plan eligibility | Not included | Included | Included |
| Recurring invoices | Check plan eligibility | Not included | Not included | Included |
| Cash-flow forecasting | 30 days | Not listed in Invoice Maker plans | Not listed in Invoice Maker plans | Not listed in Invoice Maker plans |
| Live bank feeds | Not included on this free plan | Not listed in Invoice Maker plans | Not listed in Invoice Maker plans | Not listed in Invoice Maker plans |
| UK digital tax records | Available in Cherry Money; check plan features | Check directly with Billdu | Check directly with Billdu | Check directly with Billdu |
| Direct HMRC submission | Unavailable pending production access | Not confirmed by Billdu pricing | Not confirmed by Billdu pricing | Not confirmed by Billdu pricing |
Checked 7 November 2026. Billdu features and trial: official pricing page and plan guide (27 July 2026). Indicative £ prices shown are the one-month in-app purchase prices listed in the UK Apple App Store. Billdu's website displays different currencies and annual-billing prices; checkout totals may vary by platform, billing period, region and taxes. Verify before subscribing.
You want ongoing free invoicing within the published monthly allowance, alongside your business records and an upgrade route to broader UK accounting workflows. Free plans do not include live Open Banking feeds.
You prioritise a dedicated invoicing app, want unlimited invoices on a subscription, or value features such as client signatures, reminders and recurring invoices at the relevant Billdu tier.
Digital tax records and direct HMRC filing are different capabilities. Cherry Money currently supports preparation and review where your plan includes them; direct HMRC filing is unavailable pending production access. Do not assume either provider supports a particular MTD filing service without verifying its live production status.
What to compare
Use the same questions for Cherry Money and Billdu so the comparison stays practical and current.
Review bookkeeping, chart of accounts, journals, reporting, period controls and accountant access.
Compare quotes, invoices, reminders, supplier workflows, payment collection and payment visibility.
Check bank-feed availability, reconciliation workflow, matching controls and how exceptions are handled.
Compare VAT and MTD workflows, payroll capabilities, RTI support and the plans required to access them.
Look at what is automated, what needs human approval, how AI guidance is grounded and what evidence is retained.
Compare integrations, migration options, usage limits, support model and the total cost for your business size.
Cherry Money
Explore Cherry Money’s current accounting, payroll, Making Tax Digital, Ask Cherry, small-business and accountant workflows directly from the product pages.
Product features, prices and availability can change. This page does not claim feature parity with Billdu. Verify the latest Billdu information on its official website and compare it with the current Cherry Money product pages before deciding what fits your business.