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Small Business

Finance software shaped around how your business really works.

Different businesses create different finance pressure. Start with the industry closest to you, then use the CherryMoney product and plan that fits the work you actually need to manage.

CherryMoney illustration showing a small business storefront and finance dashboard
01

Start with the workflow

We focus on the finance work behind the business—records, banking, invoices, expenses, VAT, payroll and cash flow—rather than forcing every industry into the same checklist.

02

Keep claims precise

Industry pages distinguish what CherryMoney supports today from areas that are still developing, such as CIS, stock subledgers and direct MTD for Income Tax submission.

03

Choose the right product

Sole Trader, Accounting, Payroll and Accountants remain the core products. Industry pages help you decide which route makes sense.

By industry

Choose the business closest to yours.

Each page has its own finance priorities, product guidance and capability notes.

CherryMoney illustration for Advertising finance
Agencies & creative studios

Advertising

Bring retainers, project invoices, contractors, software costs and bank activity into a finance routine your team can actually review.

Explore Advertising →
CherryMoney illustration for Agriculture finance
Agricultural businesses

Agriculture

Keep supplier spend, customer income, payroll, equipment costs and cash-flow planning together through changing seasons.

Explore Agriculture →
CherryMoney illustration for Architects finance
Architecture practices

Architects

Bring quotes, client invoices, consultant costs, expenses and cash-flow visibility into one connected finance workspace.

Explore Architects →
CherryMoney illustration for Auto repair finance
Garages & repair workshops

Auto repair

Bring customer invoices, supplier bills, workshop expenses and bank activity together without another spreadsheet.

Explore Auto repair →
CherryMoney illustration for Bars finance
Bars & licensed venues

Bars

Keep supplier bills, wages, operating costs and money movement visible from the same finance records.

Explore Bars →
CherryMoney illustration for Cafes finance
Independent cafes & coffee shops

Cafes

Connect sales-related cash movement, supplier bills, payroll and expenses in a practical routine for busy trading days.

Explore Cafes →
CherryMoney illustration for Car dealers finance
Independent dealerships & vehicle sellers

Car dealers

Bring customer invoices, vehicle-related costs, supplier bills, bank activity, VAT records and cash-flow visibility into one connected finance workspace.

Explore Car dealers →
CherryMoney illustration for Churches finance
Faith communities & charitable organisations

Churches

Keep giving, restricted funds, community projects, expenses, payroll and reporting easier to review across trustees, treasurers and finance volunteers.

Explore Churches →
CherryMoney illustration for Construction finance
Trades, contractors & growing building firms

Construction

Use one finance workspace for customer quotes, purchase costs, expense evidence, payroll, VAT and the cash-flow decisions that matter between jobs.

Explore Construction →
CherryMoney illustration for Consulting finance
Consultants & advisory firms

Consulting

Keep client invoices, business expenses, bank activity and cash-flow decisions together while you focus on advisory work.

Explore Consulting →
CherryMoney illustration for Contractors finance
Independent contractors

Contractors

Bring invoices, mileage, purchases, receipts and bank activity into one routine instead of rebuilding the year at tax time.

Explore Contractors →
CherryMoney illustration for Ecommerce finance
Online stores & digital sellers

Ecommerce

Bring bank activity, customer income, supplier costs, VAT, cash flow and finance review into one routine while your sales channels keep moving.

Explore Ecommerce →
CherryMoney illustration for Education finance
Training providers & education businesses

Education

Connect invoices, supplier costs, payroll and bank activity while teams stay focused on learners and delivery.

Explore Education →
CherryMoney illustration for Engineering finance
Engineering consultancies & SMEs

Engineering

Bring customer billing, supplier costs, payroll, expenses and financial reporting into one dependable finance routine.

Explore Engineering →
CherryMoney illustration for Farming finance
Farms & rural enterprises

Farming

Keep farm income, supplier spend, equipment costs and cash-flow planning easier to review across the year.

Explore Farming →
CherryMoney illustration for Freelancers finance
Independent professionals

Freelancers

Send invoices, capture costs, connect bank activity and maintain digital tax records from a simpler finance setup.

Explore Freelancers →
CherryMoney illustration for Gyms finance
Gyms & fitness studios

Gyms

Bring recurring business costs, wages, supplier bills and cash-flow visibility together while the team focuses on members.

Explore Gyms →
CherryMoney illustration for Healthcare finance
Independent healthcare providers

Healthcare

Bring payroll, supplier bills, business expenses and financial reporting into clearer, reviewable workflows.

Explore Healthcare →
CherryMoney illustration for Hospitality finance
Hospitality operators

Hospitality

Connect supplier bills, wages, bank activity and cash-flow planning in one routine built for busy operators.

Explore Hospitality →
CherryMoney illustration for Hospitals finance
Independent hospitals & specialist providers

Hospitals

Bring payroll, purchasing, bank activity and reporting into controlled finance workflows with reviewable evidence.

Explore Hospitals →
CherryMoney illustration for Hotels finance
Hotels & accommodation businesses

Hotels

Connect supplier spend, staffing costs, operating expenses and finance reporting through changing trading periods.

Explore Hotels →
CherryMoney illustration for Insurance finance
Insurance brokers & service firms

Insurance

Bring invoicing, expenses, payroll, bank reconciliation and cash-flow visibility into a cleaner finance routine.

Explore Insurance →
CherryMoney illustration for Landlords finance
Rental property finance

Landlords

Bring rent-related income, repairs, insurance, mileage, receipts and bank activity into one clearer finance routine.

Explore Landlords →
CherryMoney illustration for Landscaping finance
Landscapers & garden businesses

Landscaping

Bring quotes, invoices, mileage, supplier spend and bank activity into one practical finance routine.

Explore Landscaping →
CherryMoney illustration for Lawn care finance
Lawn & grounds businesses

Lawn care

Track customer billing, equipment spend, mileage and bank activity without a separate job-finance spreadsheet.

Explore Lawn care →
CherryMoney illustration for Legal finance
Law firms & legal consultants

Legal

Bring invoices, supplier bills, payroll, expenses and bank reconciliation into a reviewable finance environment.

Explore Legal →
CherryMoney illustration for Logistics finance
Logistics & delivery businesses

Logistics

Bring customer billing, fuel and travel costs, supplier bills and bank activity into one connected finance routine.

Explore Logistics →
CherryMoney illustration for Manufacturing finance
Manufacturers & makers

Manufacturing

Bring supplier bills, customer invoices, operating spend and financial reporting into one accounting workspace.

Explore Manufacturing →
CherryMoney illustration for Massage therapists finance
Independent therapists

Massage therapists

Send invoices where needed, capture expenses, mileage and bank activity, and keep digital records ready for review.

Explore Massage therapists →
CherryMoney illustration for Mining finance
Mining & extraction SMEs

Mining

Bring supplier bills, payroll, operating expenses and reporting into a controlled finance workflow.

Explore Mining →
CherryMoney illustration for Moving companies finance
Removals & moving businesses

Moving companies

Bring customer invoices, mileage, fuel, supplier costs and bank activity into one practical finance routine.

Explore Moving companies →
CherryMoney illustration for Nannying finance
Nannies & childcare professionals

Nannying

Track income, expenses, mileage and digital records without adding more admin to a people-focused day.

Explore Nannying →
CherryMoney illustration for Non-profit finance
Charities, CICs & community organisations

Non-profit

Keep grants, donations, restricted funds, expenses and day-to-day finance clearer without turning every review into a spreadsheet exercise.

Explore Non-profit →
CherryMoney illustration for Nursing homes finance
Care homes & nursing providers

Nursing homes

Bring staffing costs, supplier bills, expenses and financial reporting together without creating more manual admin.

Explore Nursing homes →
CherryMoney illustration for Personal trainers finance
Independent trainers & coaches

Personal trainers

Send invoices, capture expenses and mileage, and maintain digital finance records from a simpler setup.

Explore Personal trainers →
CherryMoney illustration for Printing finance
Print shops & production businesses

Printing

Bring quotes, invoices, payroll, purchases and bank reconciliation into one finance routine.

Explore Printing →
CherryMoney illustration for Professional services finance
Professional service firms

Professional services

Connect quotes, invoices, expenses, payroll and bank activity while the team focuses on client delivery.

Explore Professional services →
CherryMoney illustration for Real estate finance
Property & real-estate businesses

Real estate

Bring invoices, expenses, bank activity and cash-flow planning into one connected finance workspace.

Explore Real estate →
CherryMoney illustration for Restaurants finance
Restaurants & food businesses

Restaurants

Bring bank activity, supplier bills, wages and financial reporting into a routine designed for fast-moving operations.

Explore Restaurants →
CherryMoney illustration for Retail finance
Shops & retail businesses

Retail

Bring incoming money, supplier bills, payroll, VAT and cash-flow visibility into one finance workspace.

Explore Retail →
CherryMoney illustration for Self employed finance
Self-employed professionals

Self employed

Keep income, expenses, bank activity and cash-flow visibility organised without starting with heavyweight accounting software.

Explore Self employed →
CherryMoney illustration for Start up finance
Startups & new businesses

Start up

Keep invoices, expenses, banking and cash runway visible from the beginning, then move into deeper accounting as the business grows.

Explore Start up →
CherryMoney illustration for Textile finance
Textile & garment businesses

Textile

Bring supplier bills, invoices, payroll, VAT and reporting into one accounting workflow as production grows.

Explore Textile →
CherryMoney illustration for Translators finance
Translators & language professionals

Translators

Keep invoices, expenses, bank activity and digital records organised from a simpler sole-trader finance workflow.

Explore Translators →
CherryMoney illustration for Transportation finance
Transport & fleet businesses

Transportation

Bring invoices, fuel and travel expenses, supplier bills, payroll and bank activity into one connected finance routine.

Explore Transportation →
CherryMoney illustration for Travel agencies finance
Travel agents & tour businesses

Travel agencies

Bring customer income, supplier bills, payroll, bank activity and cash-flow planning together as bookings change.

Explore Travel agencies →

Not sure where to start?

Choose by business stage instead of industry.

Use the product finder if your business does not fit neatly into one category.