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Making Tax Digital: prepare your digital records from £0 →
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Simple pricing for everyday business finance

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Start with what you need today. Add more as your business grows.

Sole traders & new businesses

Sole Trader

Accounting software for UK sole traders and freelancers.

Keep records, send invoices, understand cash flow and prepare digital records for Making Tax Digital.

Sole Trader Free Sole Trader Sole Trader Start
Explore the full Sole Trader page →

Plans for Non-VAT registered. The recommended starting point is highlighted.

Keep invoices and expenses organised without VAT return preparation. Compare everyday bookkeeping plans.

Buy now shows any available introductory discount for new customers. Or choose one month free, then pay the standard monthly price. These offers cannot be combined.

Compare every feature and allowance ↓
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Sole traders & new businesses

Sole Trader Free

Essential digital records and invoicing for getting started.

£0 / forever Free forever. No subscription fee.
Start free
What you get
  • 30-day cash-flow forecast
See plan limits and terms

No live bank feeds: Open Banking is not included on the free plan. Use manual/CSV bookkeeping instead.

Monthly document allowances reset each month. Annual comparisons assume using each monthly allowance throughout 12 months.

Popular choice

Sole traders & new businesses

Sole Trader

Connected bookkeeping, banking and everyday cash-flow visibility.

£0.70 per month for the first 3 months 90% off for eligible new customers. Then £7.00 per month.
Buy now Get one month free
What you get
  • 30-day cash-flow forecast
See plan limits and terms

Sole traders & new businesses

Sole Trader Start

More automation and digital record preparation as your self-employed business grows.

£1.80 per month for the first 3 months 90% off for eligible new customers. Then £18.00 per month.
Buy now Get one month free
What you get
  • Digital tax records
  • VAT return preparation
See plan limits and terms

Cherry Money supports digital VAT records and VAT preparation. Direct HMRC filing is unavailable pending production access.

The complete picture

Compare all Sole Trader features

See what each plan includes, its allowances and what is still planned. Planned and unavailable features are not included in your purchase.

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Sole Trader features and plan allowances
FeaturesSole Trader FreeSole TraderSole Trader Start
Invoicing & everyday bookkeeping
Invoices and quotes Not included Not included Not included
Sales invoices per month Not included Not included Not included
Quotes per month Not included Not included Not included
Supplier bills and purchases Not included Not included Not included
Supplier bills per month Not included Not included Not included
Expenses and mileage Not included Not included Not included
Expense users included 5 1 0
Additional expense user / month Not specified Not specified Not specified
Receipt and invoice capture Not included Not included Not included
Banking & payments
Manual / CSV reconciliation Not included Not included Not included
Automatic transaction matching Not included Not included Not included
Open Banking bank feeds Paid plans only Not includedSubject to supported banks and production provider access. Not includedSubject to supported banks and production provider access.
Domestic bill payment allowance 10 0 0
Additional domestic bill payment Not specified Not specified Not specified
International bill payments Not included Not included Not included
International payment fees apply Not included Not included Not included
Tax records & preparation
Digital tax records Not included Not included Included
VAT return preparation Not included Not included Included
Direct HMRC filing UnavailablePending production access. Preparation remains available where included. UnavailablePending production access. Preparation remains available where included. UnavailablePending production access. Preparation remains available where included.
Insights, AI & financial control
Ask Cherry usage allowance UnlimitedUsage is subject to the plan allowance. UnlimitedUsage is subject to the plan allowance. UnlimitedUsage is subject to the plan allowance.
Cash-flow forecast 30 days 30 days Not included
Performance graphs Not included Not included Not included
Financial health scorecards Not included Not included Not included
Custom dashboards Not included Not included Not included
KPI and ratio analysis Not included Not included Not included
Multiple currencies Not included Not included Not included
Project tracking Not included Not included Not included
People, payroll & time
Payroll processing Not included Not included Not included
Payroll employees included 0 0 0
Additional payroll employee / month Not specified Not specified Not specified
Core HR and employee records Requires Payroll Requires Payroll Requires Payroll
Leave requests, balances and approvals Requires Payroll Requires Payroll Requires Payroll
Weekly timesheets and approvals Requires Payroll Requires Payroll Requires Payroll
Shift scheduling Requires Payroll Requires Payroll Requires Payroll
Performance reviews and goals PlannedNot included in the current subscription. PlannedNot included in the current subscription. PlannedNot included in the current subscription.
Employee leave and timesheet self-service Requires Payroll Requires Payroll Requires Payroll
Sole Trader Accounting Payroll Business